Zable Money Academy

Can you use a personal loan to pay off a mortgage?
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Can you use a personal loan to pay off a mortgage?

Thinking of using a personal loan to pay off your mortgage? Find out if it’s possible, why it’s usually not ideal, and better alternatives.

Emily Tye

Emily Tye

May 13, 2025

3 min read

How many credit cards should I have?
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How many credit cards should I have?

One card or more? Find out how many credit cards are right for you based on your financial situation.

Emily Tye

Emily Tye

May 7, 2025

3 min read

What is APR on a credit card?
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What is APR on a credit card?

Confused about APR? Learn what APR means, how it affects your credit card costs, and how to avoid interest by managing repayments smartly.

Emily Tye

Emily Tye

May 8, 2025

5 min read

What is a loan and how do they work?
An illustration of money and a certificate to depict a loan

What is a loan and how do they work?

Learn what a loan is, how it works, the different types of loans you can get, and more.

Emily Tye

Emily Tye

Dec 4, 2025

5 min read

How to cancel a credit card
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How to cancel a credit card

Want to close your credit card account? Follow these 6 steps to cancel a card safely, avoid credit score damage, and keep your finances on track.

Emily Tye

Emily Tye

May 14, 2025

5 min read

Can you withdraw cash from a credit card?
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Can you withdraw cash from a credit card?

Cash advances from credit cards can be a costly solution.

Emily Tye

Emily Tye

Apr 22, 2025

5 min read

Does Klarna affect your credit score?
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Does Klarna affect your credit score?

Using Klarna or Clearpay? Learn how Buy Now, Pay Later services affect your credit score and what to watch out for.

Emily Tye

Emily Tye

May 9, 2025

5 min read

Supercharge your credit profile

  1. Free credit score

    Access your Equifax credit score and gain valuable insights into your credit history, including factors that impact your score

  2. Monitor your spending

    Track all your accounts in one place and understand where your money goes

  3. Start reporting rent

    Report your rent to build credit history without the need for a mortgage or loan

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