Zable Money Academy
How do credit cards work?
Discover what credit cards are, how they work, and how to use them responsibly to build credit.
Vote for Zable in the 2026 British Bank Awards
Vote Zable as the ‘Best Credit Card Provider’ at this year's British Bank Awards.
How to improve your credit score
Struggling with your credit score? Follow these simple, effective steps to improve your score and boost your chances of getting accepted for credit.
Can you use a personal loan to pay off a mortgage?
Thinking of using a personal loan to pay off your mortgage? Find out if it’s possible, why it’s usually not ideal, and better alternatives.
How do loans work?
Learn what a loan is, how it works, the different types of loans you can get, and more.
What is a balance transfer?
A balance transfer credit card allows you to move your balance from one or more existing credit cards to a new card. Find out how it works.
Debit card vs credit card
Not sure when to use a credit or debit card? Compare features, benefits, and risks so you can choose the best option for every purchase.
How many credit cards should I have?
One card or more? Find out how many credit cards are right for you based on your financial situation.
Supercharge your credit profile
Free credit score
Access your Equifax credit score and gain valuable insights into your credit history, including factors that impact your score
Monitor your spending
Track all your accounts in one place and understand where your money goes
Start reporting rent
Report your rent to build credit history without the need for a mortgage or loan
